San Francisco Elder Law Attorney | About Elizabeth Krivatsy | San Francisco Estate Planning Attorney

Elizabeth Krivatsy – Estate Planning and Elder Law Attorney

I am committed to helping my clients protect their families, their assets and their values by crafting estate plans that “hope for the best and plan for the worst.”

"You want to give your children enough money to do something, but not enough to do nothing." ~ The Descendants

I help my clients choose the best way to distribute assets to their children and grandchildren and to make gifts to those charitable organizations that have been important to them throughout their lives. I also help parents think through how to select appropriate guardians for their young children.

The most important part of my work is advance health care planning – helping my clients clearly express their wishes for end-of-life care so that their loved ones are fully informed and authorized to act for them under difficult and highly emotional conditions.

I frequently speak to community and professional groups about estate planning topics and more - e.g., how to organize your personal and financial paperwork, how to decide whether to age in place or move into a retirement community, and how to discuss end-of-life values and decisions with your family.

I earned my undergraduate degree at the University of Hawaii. While living in Hawaii, I worked as a schoolteacher, a legislative aide in the Hawaii State Senate, and a land use planner. I moved to San Francisco to marry my husband, and I continued my planning career.

I earned my law degree at UC Hastings College of the Law as a "second-career" student. After graduating, I worked with two prominent San Francisco law firms, Hancock Rothert & Bunshoft LLP and Lillick & Charles LLP, since acquired by larger firms. Both of these firms provided excellent training and set the highest standards for professional practice, something for which I am forever grateful. They also supported my pro bono work with the AIDS Legal Referral Panel, where I worked with wonderful mentors and helped dozens of clients, often at the very end of their lives, create estate plans to protect their partners and families during the AIDS crisis.

Community service continues to be the cornerstone of my professional and personal life. I provide pro bono services to vulnerable seniors in my community, I serve as a deacon at our church, and I'm an active member of the POLST Coalition in Marin.

I live in Sausalito with my husband Adam. We have five curious, resourceful and generous grandchildren, who set a high standard indeed for their parents and grandparents.

"“The past beats inside me like a second heart.”
― John Banville, The Sea (2005)

My younger brother and I spent summers with my dad's mother and our cousins in East Texas (“God’s Country”). My grandmother, Eula Brent Click, was the youngest of 13 children. She taught school in a one-room schoolhouse in Pennington. Rumor has it that she was quite an independent woman for her time, and she married late.

My grandmother was widowed during the Depression. She raised my father and his two older sisters alone, managed the family farm and business in Lovelady, and worked hard to put her kids through Huntsville State Teachers College.

Miss Eula embodied all of the "old-time" virtues - honesty, thrift, simplicity, plainspokenness. She could size you up over the rim of her coffee cup in an instant - and she could spot a lie a mile off. Steeped in the idiom of the King James Bible, she valued good writing, and she could tell a good story and laughed hardest at a good joke.

To be wasteful was a terrible thing. She made play clothes and sun bonnets for me out of calico chicken-feed sacks. She tended a large garden and raised cows and chickens to feed her extended family. She always washed and reused the tinfoil.

Family and church were the two touchstones of her life. There was always someone extra at the table - an aunt, cousins, a visitor - whether for coffee (boiled and tar-black) or dinner. Baptisms and graduations and weddings and funerals punctuated the years. No matter the occasion, there was always plenty of food and storytelling, both of which are competitive sports in my family.

My grandmother taught Sunday School until she was 90. Almost every week she'd pack a food basket for someone who was ill or having a hard time, and we'd drop it off after church. When she was older, nephews and neighbors and church members stopped in to check on her, carry the mail up from the highway, bring her a meal, or help with things around the house, all of which allowed her to live at home until the last year of her life.

I love hearing people's stories - the experiences of a lifetime that shape us all, one way or another. Estate planning, at least in part, is about sharing our legacies and our precious stories with our children and grandchildren.

A longtime friend asked me to help his friend, Harry, a man in his 60s, whose cancer had returned after many years in remission. Harry had worked in the healthcare industry for many years, and he had no illusions about his prognosis and inevitable death. Over the next few weeks, we talked about what he most feared and most hoped for, and how best to ensure that his wishes would be respected.

Together, we created a detailed Advance Health Care Directive, with specific instructions about his end-of-life care, including provisions for spiritual care. We discussed Harry's choices with his adult children, so everyone understood exactly what Harry wanted and why. We also planned for his eventual mental incapacity, so that his children could take care of his financial and personal affairs. Finally, we prepared a revocable trust and pourover will to simplify how his estate would be handled after his death. As he signed the final documents, Harry told me how relieved he felt to have settled everything so that he could focus on being with his children in what time remained.

A few months later Harry died peacefully at home with his youngest son - which was just what Harry wanted.

Seven years ago, Mr. D asked me to help him with his Will. He had never married, and he wanted to leave everything to his favorite nephew in Southern California. Mr. D had lived for decades in a rent-controlled apartment in San Francisco, where he knew everyone in the building by name. While talking with him about his Will, I learned that he recently had suffered a bad fall and was often dizzy. He was having difficulty carrying groceries up the hill to his building, and he wasn’t eating well. It was clear that he was becoming more and more isolated and forgetful.

When I asked Mr. D if he would like to visit some assisted living facilities, he reluctantly agreed. After seeing several facilities in the City, we headed across the Golden Gate Bridge to Mill Valley. It was love at first sight. He chose an apartment overlooking a garden with a beautiful view of Mt. Tam. Despite some initial complaints, within a few weeks, Mr. D was eating regularly and entertaining new friends with his wonderful stories. He even joined the chorus. He knew everybody (and their children and grandchildren) and everybody knew Mr. D. In this safe and supportive environment, Mr. D thrived.